And then there are the quirkier questions. Some insurers ask about your education. Some insurers ask about books you’ve read. This is more along the lines of proprietary sort of risk assessing. Risk assessing is the only real way for an insurer to have a competitive advantage over the competition. Aside from that, there’s scale of the organization and IT.

Your way to any car insurance quote

Websites out there will often represent the potential of a car insurance quote; in other words, websites (insurers and brokers) will advertise certain prospective, potential premium rates. But not until you actually submit a few particulars to the insurer or broker, can you actually view a quote for a policy that you can actually purchase. You will of course be required to identify yourself. This information, these identifiers, will be cross reference, cross checked against publicly accessible information stores; at which point, you’ll be taken to another set of questions.